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BAD: When you activate your new credit card, they forces you to speak to I signed up for this credit card thinking it was a rewards card because the person attending me did not tell me this was a credit card. I canceled it soon after and now i have a poor credit score. But if you plan to buy at least a 100 dollars of bras per year from vs, it's quite worth it, as it does work out to approx 12% back in points.